When you buy a house, you make a purchase that will have a lasting impact. Your new home represents a financial investment in your future. If your home is near Albany, NY, our team at Toedt Insurance Agency LLC welcomes the opportunity to discuss how buying home insurance can help you protect your investment. We have been working with homeowners like you since 2006.
Provisions of New York Homeowners’ Insurance Laws
Many people purchase insurance without fully understanding the state laws that ensure their insurance company provides the promised coverage. According to Legal Clarity, New York Law Section 3404 requires the inclusion of protection against fire damage in homeowners’ insurance policies. Additionally, insurance companies must offer liability coverage. Liability provisions in a home insurance policy protect homeowners against claims from individuals who may be injured on their property.
When deciding which policy to purchase, you may also encounter options for flood insurance, which is required for homes located in flood plains. Some homeowners may choose to include coverage for theft or vandalism. Your insurance company is obligated to clearly explain all the provisions of your policy before you sign it.
Call Us for Your Appointment Today
A home insurance policy is designed to protect your home and personal belongings. Our team at Toedt Insurance Agency LLC will help you understand which insurance options are essential to safeguard your investment. Homeowners near Albany, NY, have come to rely on us for our insurance expertise and dedication to excellent customer service. Call us today to schedule an appointment, and let us help you find the right insurance options.
