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Toedt Insurance Agency LLC

17 Wendell Dr
Albany, NY 12205

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New York Motorcycle Insurance Coverage

Motorcycle Insurance in New York

Motorcycle insurance is a must no matter where you live. It can help cover you if you are involved in an accident or experience damage or theft. We offer motorcycle insurance at Toedt Insurance Agency LLC in Albany, NY that is unique to your needs. We offer various options, from liability to collision, and insure all types of motorcycles, such as sport bikes, cruisers, scooters, and more.

Motorcycle Insurance Requirements

Motorcycle insurance is required in the state of New York and Colorado. Additionally, all motorcyclists must show proof of their insurance before registering their motorcycle. If you fail to obtain insurance, you can face various fines and penalties, including suspension of your license. You will also have to pay out of pocket for medical and repair expenses if you are involved in an accident and do not have insurance.

The following are minimum requirements motorcyclists must obtain:

  • Bodily injury coverage
  • Property damage coverage

Coverage Options

If you choose to opt-in for higher limits, you can choose from any of the following:

  • Comprehensive- If your bike sustains physical damage from anything other than a collision, this will cover your repair expenses.
  • Collision- If you are involved in an accident with another motorist, this will cover your repair expenses.
  • Uninsured/underinsured- This protects you against uninsured or underinsured drivers. It will cover your repair and medical expenses for you and your passengers.
  • Medical payments- This will cover your medical or funeral expenses for you and your passengers following an accident.


To obtain a quote for motorcycle insurance, don't hesitate to get in touch with our Toedt Insurance Agency LLC office today. You can also give our office a call, and we'd be more than happy to assist. We are located in Albany, NY.

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Servicing States

  • New York
  • Tennessee - Call for details
  • South Carolina - Call for details


Partner Carriers

  • American Modern
  • AM Trust
  • CNA
  • Foremost
  • Hagerty
  • Lancer Insurance Company
  • Lemonade
  • Liberty Mutual
  • Main Street America
  • Midstate Mutual
  • National Benefit Life
  • National General
  • NYCM
  • Progressive Commercial
  • RLI
  • Safeco
  • Shelter Point Life Insurance Company
  • Standard Security Life
  • Utica First